Consumer Protection: Lawyers Who Defend You When Debt Collectors, Mortgage Companies and Credit Reporting Agencies Break the Law
Dealing with debt collectors, mortgage companies, and credit reporting agencies can be stressful, frustrating, scary, and emotionally draining. More than that, their actions can be outright illegal—and you may not even know it.
Our consumer protection and debt defense lawyers at Chicago Consumer Law Center, P.C., represent people just like you who are dealing with debt collectors, mortgage companies, and credit reporting agencies and their illegal actions. Specifically, we can assist with issues such as:
FDCPA violations– if you’ve been contacted by a debt collector or a collection law firm
RESPA violations – if you have problems with your mortgage company related to a loan modification
FCRA violations– if there is incorrect information being reported on your credit report
What to Expect When You Work With Our Attorneys
Call us when you’re facing challenges with a debt collector, mortgage company or credit reporting agency. We’ll listen closely to you, talk through your situation, and explain your options and the actions we can take to help you find relief.
When you hire us, you can sit back and breathe. If a debt collector does call, you can tell them that you’re represented by the Chicago Consumer Law Center, P.C. Then call us, because they probably just broke the law if we represent you. The collector must stop contacting you—they must deal with us instead. We take the heat off you.
There are many laws that protect consumers and many ways that debt collectors and mortgage companies break those laws. Each law provides remedies for consumers. It compensates people by forcing defendants to pay them for the harm they’ve experienced. We’ll see if your debt collector, mortgage company, or credit reporting agency have broken any laws, explain your options and, if appropriate, file a lawsuit to right the wrong and compensate you.
How Much It Costs
We know you’re already concerned about finances. And the fear about what it costs to hire a lawyer to help you now is real. But the cost is probably much less than you think, if anything at all.
Seeking Enforcement of Consumer Protection Laws – The consumer protection laws we work under are “fee shifting,” meaning the defendant has to pay your attorneys’ fees if you win. We’re very picky about the cases we file, because our time, money and reputation are on the line—and we don’t like to lose. We only get paid for winning and we have a strong track record of doing so.
Defending Against a Collection Lawsuit – While we do charge for defending against debt collection lawsuits we strive to keep our rates affordable and accept credit cards and offer payment plans. We’ll work with you to make representation possible.
Take the First Step Toward Security and Peace of Mind by Scheduling a Free Consumer Protection Evaluation Today
If you qualify for our Consumer Protection Evaluation, contact us today to schedule an appointment. Call us at 312-858-3240 or contact us online.
How Do You know if you qualify?
If you answer “yes” to any of the following questions, you qualify.
Have you been sued by a debt collector?
Have you been contacted by a debt collector or a debt collection lawyer?
Is incorrect information being reported on your credit report that’s hurting your credit?
Do you have a mortgage and are having problems getting a loan modification with your mortgage company?
Did your mortgage company hire a company that entered your home when they shouldn’t have, and then they damaged or stole your property?
Note that the incorrect information must be material meaning that it would have an impact on your credit report.
For example, an incorrect previous address is not material, but an entry for an account that was never yours is material.
If you answered “yes” to any of these questions, contact us to schedule your Consumer Protection Evaluation. Call us at 312-600-8466 today.
We’ll evaluate your entire situation, whether it involves being sued or contacted by a debt collector, incorrect information on your credit report that’s hurting your credit, or problems with a loan modification with your mortgage company. We’ll then meet with you to discuss the results of our investigations and analysis. We’ll also answer your questions, advise you of your options, and immediately work on making the fear go away.
We aim to give you a sense of security by knowing our team is committed to helping you.