By: Rob Harrer Oct 7, 2020 Does this apply to both federal and private student loans? Yes. Both federal and private student loans can be litigated and either discharged or settled in bankruptcy. By: Rob Harrer Related Blog Posts Can Filing for Bankruptcy Stop an Eviction? You Need to Know – Can a Debt Collector Garnish Your Wages? Do Debt Collection Agencies Have To Stop Seeking Collections During A Pandemic?